Walmart OnePay CashRewards Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Walmart OnePay CashRewards Card4.6/5

Synchrony Bank

Annual fee
$0
Rewards rate
5%-1.5%
Welcome Bonus
$35
Apply Now →on Synchrony Bank's website
Regular APR:20.99%-30% Variable APR

  • 5%Cash back at Walmart for Walmart+ members
  • 3%Cash back at Walmart for non-members
  • 1.5%Cash back on all other purchases

Welcome Bonus:

Get a $35 welcome bonus in cash back when you spend $75 or more within the first 30 days.

Reward Rate:

Earn 5% cash back at Walmart/Walmart.com for Walmart+ members and 3% for non-members.

APR:

20.99%-30% Variable APR

The standout feature of the Walmart OnePay CashRewards Card is its ability to earn 5% cash back on Walmart purchases for Walmart+ members, making it a top choice for frequent Walmart shoppers. Coupled with a straightforward welcome bonus, it offers solid value for those who regularly shop at Walmart.

Pros:

  • High cash back for Walmart+ members
  • No annual fee

Cons:

  • Requires Walmart+ membership for maximum rewards
  • Variable APR can be high
Apply now →

The Walmart OnePay CashRewards Card is particularly suitable for individuals who frequently shop at Walmart and are Walmart+ members, as it offers an attractive 5% cash back on eligible purchases. With no annual fee and a straightforward welcome bonus, this card can provide significant rewards for loyal Walmart customers while maintaining a simple rewards structure.

Frequently Asked Questions