U.S. Bank Visa® Platinum Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

U.S. Bank Visa® Platinum Card4.6/5

U.S. Bank

Annual fee
$0
Rewards rate
The standard U.S. Bank Visa Platinum Card is primarily a 0% introductory APR card for balance transfers and purchases, not a rewards card.
Welcome Bonus
The U.S. Bank Visa® Platinum Card generally does not offer a welcome bonus; it's designed as a low-APR card for balance transfers and new purchases.
Apply Now →on U.S. Bank's website
Regular APR:17.74%-28.74% Variable APR

  • No rewards breakdown available

Welcome Bonus:

The U.S. Bank Visa® Platinum Card generally does not offer a welcome bonus; it's designed as a low-APR card for balance transfers and new purchases.

Reward Rate:

The standard U.S. Bank Visa Platinum Card is primarily a 0% introductory APR card for balance transfers and purchases, not a rewards card.

APR:

17.74%-28.74% Variable APR

The standout feature here is the long 0% introductory APR on purchases and balance transfers, making it a solid option for those focused on debt repayment. Its lack of rewards is offset by the significant savings on interest during the introductory period.

Pros:

  • Long 0% introductory APR
  • No annual fee

Cons:

  • No rewards program
  • Limited features
Apply now →

The U.S. Bank Visa® Platinum Card is best suited for individuals seeking an extended period of 0% APR on purchases and balance transfers, particularly those focused on managing or eliminating existing debt. While it lacks rewards or a welcome bonus, the potential interest savings can significantly benefit users prioritizing financial stability over earning rewards.

Frequently Asked Questions