U.S. Bank Shopper Cash Rewards® Visa Signature® Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

U.S. Bank Shopper Cash Rewards® Visa Signature® Card4.0/5

U.S. Bank

Annual fee
$95
Rewards rate
6%-1%
Welcome Bonus
$250
Apply Now →on U.S. Bank's website
Regular APR:18.74%-28.74% Variable APR

  • 6%Cash back on first $1,500 in combined purchases at two retailers
  • 2%Cash back on one everyday category
  • 1%Cash back on all other purchases

Welcome Bonus:

Earn a $250 bonus after you spend $2,000 in eligible purchases within the first 120 days of account opening.

Reward Rate:

Earn 6% cash back on your first $1,500 in combined purchases at two retailers of your choice.

APR:

18.74%-28.74% Variable APR

The U.S. Bank Shopper Cash Rewards card was known for its high cash back rates on selected retailers, making it a favorite among frequent shoppers. However, with its discontinuation for new applicants, existing cardholders may need to consider alternatives for future rewards.

Pros:

  • High cash back on selected retailers
  • Significant welcome bonus

Cons:

  • Annual fee after the first year
  • Discontinued for new applicants
Apply now →

The U.S. Bank Shopper Cash Rewards® Visa Signature® Card is best suited for consumers who frequently shop at designated retailers and can benefit from its high cash back rates. However, with the card no longer accepting new applications, current cardholders should evaluate alternative options to continue maximizing their rewards potential.

Frequently Asked Questions

Related Guides