United℠ Explorer Card 2026 Review

Annual fee
$0 intro annual fee for the first year, then $150
Rewards rate
2%-1%
Welcome Bonus
Earn up to 60,000 bonus miles.
Apply Now →on Chase's website
Regular APR:19.74%-28.24% Variable APR

  • 2%Miles on United purchases, dining, and hotel stays
  • 1%Miles on all other purchases

Welcome Bonus:

Earn up to 60,000 bonus miles.

Reward Rate:

Earn 2 miles per dollar spent on United purchases, dining, and hotel stays booked directly with the hotel, and 1 mile per dollar on all other purchases.

APR:

19.74%-28.24% Variable APR

What sets the United℠ Explorer Card apart is its introductory annual fee of $0 for the first year, allowing new cardholders to enjoy its benefits without immediate costs, making it a great option for those who frequently fly with United.

Pros:

  • No annual fee first year
  • Good rewards on United purchases

Cons:

  • Annual fee after first year
  • Limited to United purchases for higher rewards
Apply now →

The United℠ Explorer Card is well-suited for frequent United Airlines travelers seeking to maximize their rewards without an initial annual fee, especially in the first year. However, potential applicants should consider the $150 annual fee thereafter and weigh the card's benefits against their travel habits to determine if it aligns with their financial goals.

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