United℠ Explorer Card 2026 Review

Annual fee
$0 intro annual fee, then $150
Rewards rate
2%-1%
Welcome Bonus
70,000 miles
Apply Now →on Chase's website
Regular APR:19.74%-28.24%

  • 2%Miles on dining, hotels, and United purchases
  • 1%Miles on all other spending

Welcome Bonus:

As of early 2026, new applicants for the United℠ Explorer Card can earn 70,000 bonus miles after spending $3,000 on purchases in the first three months of account opening.

Reward Rate:

Earn 2x miles on dining, hotels, and United® purchases, plus 1x on all other spending.

APR:

19.74%-28.24%

The United℠ Explorer Card is tailored for United Airlines travelers, providing valuable benefits like free checked bags and priority boarding. Its rewards structure is designed to maximize earnings on United purchases, making it a great fit for frequent flyers.

Pros:

  • Free first checked bag
  • Priority boarding

Cons:

  • Annual fee after the first year
  • Limited to United flights
Apply now →

The United℠ Explorer Card is best suited for individuals who frequently travel with United Airlines and can take advantage of its travel-related perks, such as free checked bags and priority boarding. With a competitive rewards structure focused on United purchases and a welcome bonus, this card may offer significant value for loyal United customers while the annual fee is manageable for those who travel regularly.

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