United Explorer Card 2026 Review

Annual fee
$0
Rewards rate
2%-1%
Welcome Bonus
60,000 miles
Apply Now →on Chase's website
Regular APR:19.74%-28.24% Variable APR

  • 2%Miles on United purchases, dining, and hotel stays
  • 1%Miles on all other purchases

Welcome Bonus:

Earn 60,000 bonus miles after spending $3,000 in the first 3 months.

Reward Rate:

Earn 2X miles on United purchases, dining, and hotel stays, with 1X on other purchases.

APR:

19.74%-28.24% Variable APR

A key differentiator is the combination of travel rewards with practical benefits like free checked bags and priority boarding, making it a solid choice for frequent United Airlines travelers.

Pros:

  • Free first checked bag
  • Priority boarding

Cons:

  • Limited to United Airlines
  • Annual fee after the first year
Apply now →

The United Explorer Card is particularly suitable for frequent United Airlines travelers who can benefit from its travel rewards and practical perks, such as free checked bags and priority boarding. With no annual fee and a generous welcome bonus, this card offers a compelling option for those who prioritize airline loyalty and travel-related benefits.

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