United℠ Explorer Card 2026 Review

Annual fee
$0 intro annual fee for the first year, then $150
Rewards rate
2%-1%
Welcome Bonus
60,000 bonus miles
Apply Now →on Chase's website
Regular APR:19.99%-28.49% Variable APR

  • 2%Cash back on United purchases, dining, and hotels
  • 1%Cash back on all other purchases

Welcome Bonus:

Earn 60,000 bonus miles after spending $3,000 on purchases in the first 3 months.

Reward Rate:

Earn 2x miles on United purchases, dining, and hotels; 1x on all other purchases.

APR:

19.99%-28.49% Variable APR

The United℠ Explorer Card stands out as the top choice because it offers a robust welcome bonus and valuable travel perks for frequent United flyers, making it an excellent option for those who travel often.

Pros:

  • Free first checked bag
  • Priority boarding

Cons:

  • Annual fee after the first year
  • Limited to United Airlines benefits
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The United℠ Explorer Card is best suited for frequent United Airlines travelers who can take advantage of the card's substantial welcome bonus and travel benefits, particularly those who value earning miles on everyday purchases. However, potential applicants should consider the annual fee after the first year and evaluate their travel habits to determine if the rewards align with their spending patterns.

Frequently Asked Questions