Southwest Rapid Rewards® Priority Credit Card 2026 Review

Annual fee
$229
Rewards rate
4%-2%
Welcome Bonus
40,000 points
Apply Now →on Chase's website
Regular APR:19.24%-27.74%

  • 4%Points on Southwest purchases
  • 2%Points at gas stations and restaurants
  • 1%Points on all other purchases

Welcome Bonus:

As of February 2026, the Southwest Rapid Rewards® Priority Credit Card offers a welcome bonus of 40,000 Rapid Rewards® bonus points plus the Companion Pass® after you spend $5,000 on purchases in the first 3 months from account opening.

Reward Rate:

Earn 4x points on Southwest purchases, 2x points at gas stations and restaurants, plus 1x on all other purchases.

APR:

19.24%-27.74%

The Southwest Rapid Rewards® Priority Credit Card is designed for frequent Southwest flyers, offering substantial rewards on airline purchases and valuable perks like the Companion Pass. Its annual fee is offset by the benefits it provides, making it a strong choice for loyal customers.

Pros:

  • Companion Pass benefit
  • High rewards on Southwest purchases

Cons:

  • High annual fee
  • Limited to Southwest Airlines
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The Southwest Rapid Rewards® Priority Credit Card is best suited for frequent travelers who prioritize Southwest Airlines, as it offers significant rewards on airline purchases and valuable benefits that can enhance travel experiences. While the annual fee may be high, loyal Southwest customers may find the card's perks and welcome bonus to be worthwhile investments in their travel plans.

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