Southwest Rapid Rewards® Premier Credit Card 2026 Review

Annual fee
$149
Rewards rate
3%-1%
Welcome Bonus
30,000 to 75,000 points
Apply Now →on Chase's website
Regular APR:19.24%-27.74% Variable APR

  • 3%Points on Southwest purchases
  • 2%Points on dining and grocery
  • 1%Points on all other spending

Welcome Bonus:

Earn 30,000 to 75,000 bonus points after spending $4,000–$5,000 within the first 3–5 months.

Reward Rate:

Earn 3x points on Southwest purchases, 2x on dining and grocery, and 1x on other spending.

APR:

19.24%-27.74% Variable APR

The standout feature of the Southwest Rapid Rewards® Premier Credit Card is its focus on rewarding frequent Southwest flyers with generous points on airline purchases. This card is ideal for those who travel often with Southwest and want to maximize their rewards.

Pros:

  • Strong rewards for Southwest travelers
  • Free checked bags

Cons:

  • Annual fee applies
  • Limited to Southwest purchases for maximum rewards
Apply now →

The Southwest Rapid Rewards® Premier Credit Card is best suited for frequent travelers who prioritize Southwest Airlines and can benefit from its elevated rewards structure on airline purchases. With its annual fee and potential welcome bonus, this card may appeal to those looking to enhance their travel experience through loyalty rewards.

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