Prime Visa 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Prime Visa4.6/5

Chase

Annual fee
$0
Rewards rate
5%-1%
Welcome Bonus
$150
Apply Now →on Chase's website
Regular APR:18.74%-29.99% Variable APR

  • 5%Cash back at Amazon.com, Whole Foods, and Chase Travel
  • 2%Cash back at gas stations
  • 1%Cash back on all other purchases

Welcome Bonus:

Earn a $150 Amazon Gift Card upon approval.

Reward Rate:

Earn 5% back at Amazon.com, Whole Foods, and Chase Travel for eligible Prime members, 2% back at gas stations, and 1% on all other purchases.

APR:

18.74%-29.99% Variable APR

The standout feature of the Prime Visa is its ability to earn 5% back on Amazon and Whole Foods purchases, making it a must-have for frequent Amazon shoppers. With no annual fee, it provides excellent value for those who already hold an Amazon Prime membership.

Pros:

  • High rewards for Amazon Prime members
  • No annual fee

Cons:

  • Requires Amazon Prime membership
  • Limited to specific categories for high rewards
Apply now →

The Prime Visa card is particularly suitable for individuals who frequently shop at Amazon and Whole Foods, as its 5% rewards rate on these purchases can lead to significant savings. With no annual fee and a welcome bonus, it serves as a beneficial option for existing Amazon Prime members looking to optimize their spending.

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