Prime Visa 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Prime Visa4.0/5

Chase

Annual fee
$0 with Prime membership
Rewards rate
5%-1%
Welcome Bonus
$150
Apply Now →on Chase's website
Regular APR:18.74%-27.49% Variable APR

  • 5%Cash back at Amazon and Whole Foods Market
  • 2%Cash back on restaurants, gas, and transit
  • 1%Cash back on all other purchases

Welcome Bonus:

Receive a $150 Amazon Gift Card upon approval.

Reward Rate:

Earn 5% back at Amazon, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases, 2% on restaurants/gas/transit, and 1% on everything else.

APR:

18.74%-27.49% Variable APR

The Prime Visa card is a fantastic option for Amazon Prime members, offering generous cash back on Amazon purchases and related categories. Its lack of an annual fee, contingent on Prime membership, makes it a compelling choice for frequent Amazon shoppers.

Pros:

  • High cash back on Amazon purchases
  • No annual fee with Prime membership

Cons:

  • Requires Amazon Prime membership
  • Limited to Amazon and related purchases for high rewards
Apply now →

The Prime Visa card is particularly suitable for Amazon Prime members who frequently shop on Amazon and in related categories, as it offers a strong rewards structure with no annual fee for those holding a Prime membership. However, individuals who do not regularly utilize Amazon's services may find the card less beneficial compared to other options on the market.

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