Prime Visa 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Prime Visa4.6/5

Chase

Annual fee
$0
Rewards rate
5%-1%
Welcome Bonus
$250
Apply Now →on Chase's website
Regular APR:18.74%-27.49% Variable APR

  • 5%Cash back at Amazon.com, Amazon Fresh, Whole Foods, and Chase Travel
  • 2%Cash back at gas stations, restaurants, and local transit/rideshare
  • 1%Cash back on all other purchases

Welcome Bonus:

Eligible Prime cardmembers earn a $250 Amazon gift card upon approval.

Reward Rate:

Earn 5% back at Amazon.com, Amazon Fresh, Whole Foods, and Chase Travel (with eligible Prime); 2% back at gas stations, restaurants, and local transit/rideshare; and 1% on everything else.

APR:

18.74%-27.49% Variable APR

What sets the Prime Visa apart is its exceptional rewards for Amazon purchases, offering 5% back, which is unmatched for frequent Amazon shoppers, along with a generous welcome bonus.

Pros:

  • No annual fee
  • High rewards for Amazon shoppers

Cons:

  • Requires Amazon Prime membership for best rewards
  • Variable APR can be high
Apply now →

The Prime Visa card from Chase is particularly suitable for frequent Amazon shoppers, given its high reward rate of 5% on Amazon purchases and a competitive welcome bonus. With no annual fee, it offers a solid option for those looking to maximize rewards on their online shopping while keeping costs low.

Frequently Asked Questions