Petal 2 Visa Credit Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Petal 2 Visa Credit Card4.2/5

Petal

Annual fee
$0
Rewards rate
1.5%-1%
Welcome Bonus
N/A
Apply Now →on Petal's website
Regular APR:28.24%-30.24% Variable APR

  • 1.5%Cash back on all eligible purchases after 12 on-time payments
  • 1%Cash back on all eligible purchases initially

Welcome Bonus:

N/A

Reward Rate:

Earn 1% to 1.5% cash back on all eligible purchases.

APR:

28.24%-30.24% Variable APR

The Petal 2 Visa Credit Card is a unique option for those looking to build credit without fees, offering a tiered rewards structure that incentivizes responsible payment behavior over time.

Pros:

  • No fees
  • Rewards increase with responsible use

Cons:

  • High APR
  • Limited initial rewards
Apply now →

The Petal 2 Visa Credit Card is well-suited for individuals seeking to establish or improve their credit history without incurring annual fees, particularly those who can benefit from a rewards program that encourages timely payments. Its tiered rewards structure may appeal to users who prioritize responsible financial habits and are looking for a straightforward credit-building option.

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