Annual fee
$0
Rewards rate
10%-0%
Welcome Bonus
$20
Apply Now →on OpenSky's website
Regular APR:28.24%
- 10%Cash back on everyday purchases
Welcome Bonus:
Get up to $20 welcome bonus.
Reward Rate:
Earn up to 10% cash back on everyday purchases.
APR:
28.24%
This card shines for its unique cash back rewards structure, offering up to 10% back on everyday purchases, making it an attractive option for those looking to build credit while earning rewards.
Pros:
- No credit check required
- Up to 10% cash back
Cons:
- Higher APR
- Limited to certain retailers
The OpenSky® Plus Secured Visa® Credit Card is particularly suitable for individuals seeking to rebuild or establish their credit while benefiting from a cash back rewards structure on everyday purchases. With no annual fee and a welcome bonus, it offers a cost-effective option for those who prioritize both credit-building and rewards.