openSky® Plus Secured Visa® Credit Card 2026 Review

Annual fee
$0
Rewards rate
10%-0%
Welcome Bonus
N/A
Apply Now →on OpenSky's website
Regular APR:28.24% Variable APR

  • 10%Cash back on everyday purchases at participating merchants

Welcome Bonus:

N/A

Reward Rate:

The OpenSky® Plus Secured Visa® Credit Card offers up to 10% cash back on everyday purchases at participating merchants.

APR:

28.24% Variable APR

This card shines for its high cash back potential on everyday purchases, making it an excellent choice for those looking to build credit while also earning rewards.

Pros:

  • No credit check required for approval
  • Up to 10% cash back on purchases

Cons:

  • Requires a minimum security deposit of $300
  • Limited to participating merchants for cash back
Apply now →

The openSky® Plus Secured Visa® Credit Card is well-suited for individuals seeking to build or rebuild their credit history without incurring an annual fee. Its cash back rewards structure may appeal to those who want to earn rewards on everyday purchases while managing their credit responsibly.

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