- 5%Cash back on qualifying Instacart purchases
- 2%Cash back on other spending categories
Get a $50 Instacart credit automatically upon approval.
Earn 5% cash back on qualifying Instacart app and Instacart.com purchases on your first $6,000 spent annually. Earn 2% cash back on other spending categories.
18.24%-27.74% Variable APR
The standout feature of the Instacart Mastercard from Chase is its 5% cash back on Instacart purchases, making it an excellent choice for frequent users of the service. Additionally, the card comes with no annual fee, allowing users to maximize their rewards without incurring extra costs.
Pros:
- No annual fee
- High cash back on Instacart purchases
Cons:
- Limited to Instacart for high rewards
- Lower rewards on other categories
The Instacart Mastercard from Chase is particularly suitable for individuals who frequently shop through Instacart, offering a robust 5% cash back on those purchases without an annual fee. With its additional rewards on dining and gas, this card may also appeal to users looking to optimize their everyday spending while enjoying a welcome bonus.