Hilton Honors American Express Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Hilton Honors American Express Card4.0/5

American Express

Annual fee
$0
Rewards rate
7%-5%
Welcome Bonus
100,000 Bonus Points
Apply Now →on American Express's website
Regular APR:19.49%-28.49% Variable APR

  • 7%Cash back on Hilton purchases
  • 5%Cash back on dining, gas, and groceries
  • 1%Cash back on all other purchases

Welcome Bonus:

Earn 100,000 Hilton points after spending $2,000 on purchases within the first 6 months.

Reward Rate:

Earn 7X Hilton Honors Bonus Points on eligible purchases made directly with Hotels and Resorts within the Hilton portfolio.

APR:

19.49%-28.49% Variable APR

The Hilton Honors American Express Card is an excellent entry-level option for those looking to earn rewards on Hilton stays without an annual fee, making it accessible for casual travelers.

Pros:

  • No annual fee
  • Bonus points on Hilton stays

Cons:

  • Limited rewards compared to premium cards
  • No free night rewards
Apply now →

The Hilton Honors American Express Card serves as a solid choice for casual travelers and Hilton loyalists who seek to earn rewards on their hotel stays without the burden of an annual fee. With a generous welcome bonus and competitive reward rates, it is particularly suitable for those who frequently stay at Hilton properties and want to maximize their earning potential.

Frequently Asked Questions