Annual fee
$99 - $125
Rewards rate
This card does not earn rewards.
Welcome Bonus
N/A
Apply Now →on FIT's website
Regular APR:35.90% Fixed
- No rewards breakdown available
Welcome Bonus:
N/A
Reward Rate:
This card does not earn rewards.
APR:
35.90% Fixed
A key differentiator is that the FIT Platinum Mastercard does not require a security deposit, making it accessible for those with less-than-perfect credit. However, its high annual fee and absence of rewards may limit its appeal to potential cardholders.
Pros:
- Initial credit limit of $400
- No security deposit required
Cons:
- High annual fee
- No rewards program
The FIT Platinum Mastercard may be suitable for individuals seeking a credit card option that does not require a security deposit, particularly those with less-than-perfect credit. However, potential cardholders should carefully consider the high annual fee and lack of rewards, which may diminish its overall value compared to other available options.