First Progress Select Secured Mastercard® 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

First Progress Select Secured Mastercard®3.8/5

First Progress

Annual fee
$39
Rewards rate
1%-10%
Welcome Bonus
N/A
Apply Now →on First Progress's website
Regular APR:17.49% Variable APR

  • 10%Cash back at select participating merchants
  • 1%Cash back on account payments

Welcome Bonus:

N/A

Reward Rate:

Earn 1% cash back on account payments and up to 10% cash back at select participating merchants.

APR:

17.49% Variable APR

The First Progress Select Secured Mastercard® offers a unique cash back structure that rewards users for making payments, which is a rarity among secured cards. While it does charge an annual fee, the ability to earn cash back on payments can be appealing for those looking to build credit responsibly.

Pros:

  • Reports to all three credit bureaus
  • Cash back on payments

Cons:

  • Annual fee
  • Limited cash back opportunities
Apply now →

The First Progress Select Secured Mastercard® may be suitable for individuals seeking to build or rebuild their credit while earning cash back on their payments, despite its annual fee. This card offers a distinctive rewards structure that can benefit users who consistently manage their payments, making it a potentially valuable tool for responsible credit management.

Frequently Asked Questions

Related Guides