Exxon Mobil Smart Card+ from Citi 2026 Review

Annual fee
$0
Rewards rate
5%-1%
Welcome Bonus
$0
Apply Now →on Citi's website
Regular APR:33.24%

  • 5%Cash back on purchases at Exxon and Mobil stations
  • 1%Cash back on all other purchases

Welcome Bonus:

Earn 5% back on purchases at participating Exxon and Mobil stations on items such as snacks, drinks, car washes, and more.

Reward Rate:

Earn 5% cash back on purchases at participating Exxon and Mobil stations and 1% on all other purchases.

APR:

33.24%

What sets the Exxon Mobil Smart Card+ apart is its straightforward cash back structure, offering 5% back on fuel purchases, which is particularly appealing for regular drivers. The card's lack of an annual fee enhances its value, making it a strong contender for those who frequently refuel at Exxon and Mobil stations.

Pros:

  • No annual fee
  • High rewards on gas purchases

Cons:

  • High APR
  • Limited to Exxon and Mobil for maximum rewards
Apply now →

The Exxon Mobil Smart Card+ from Citi is best suited for individuals who are regular drivers and frequently purchase fuel from Exxon and Mobil stations, thanks to its competitive 5% cash back on fuel purchases and no annual fee. Overall, this card offers a straightforward rewards structure that can provide significant savings for dedicated customers of these gas stations.

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