Discover it® Student Cash Back 2026 Review

Annual fee
$0
Rewards rate
5%-1%
Welcome Bonus
Cashback Match
Apply Now →on Discover's website
Regular APR:16.49%-25.49% Variable APR

  • 5%Cash back on quarterly rotating categories
  • 1%Cash back on all other purchases

Welcome Bonus:

Discover will automatically double all cash back earned in the first year.

Reward Rate:

Earn 5% cash back on up to $1,500 in quarterly, rotating categories (activation required) and 1% on all other purchases.

APR:

16.49%-25.49% Variable APR

The standout feature here is the Cashback Match, which doubles all cash back earned in the first year, making the Discover it® Student Cash Back card an attractive option for students looking to maximize their rewards.

Pros:

  • No annual fee
  • Cashback Match doubles rewards in the first year

Cons:

  • Requires activation for bonus categories
  • Variable APR can be high
Apply now →

The Discover it® Student Cash Back card is a suitable choice for students seeking to build their credit while earning rewards on everyday purchases, particularly with its unique Cashback Match feature in the first year. With no annual fee and a tiered rewards structure, it offers a compelling option for those who want to establish responsible credit habits and benefit from cash back incentives.

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