Discover it® Student Cash Back 2026 Review

Annual fee
$0
Rewards rate
5%-1%
Welcome Bonus
$50
Apply Now →on Discover's website
Regular APR:16.49%-25.49% Variable APR

  • 5%Cash back on everyday purchases at different places you shop each quarter
  • 1%Cash back on all other purchases

Welcome Bonus:

Earn a $50 bonus if you spend at least $100 within 3 months of account opening.

Reward Rate:

Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum.

APR:

16.49%-25.49% Variable APR

The Discover it® Student Cash Back card stands out as the top choice because it offers a high cash back rate on rotating categories, making it ideal for students who want to maximize their rewards on everyday spending.

Pros:

  • No annual fee
  • High cash back rate on rotating categories

Cons:

  • Requires activation for quarterly categories
  • Cash back is matched in the first year
Apply now →

The Discover it® Student Cash Back card is well-suited for students seeking to earn rewards on their everyday purchases while managing their finances without an annual fee. With its dynamic cash back structure and a welcome bonus, this card can effectively support students in building credit and maximizing their rewards during their college years.

Frequently Asked Questions

Related Guides