Discover it® Student Cash Back
Discover
- 5%Cash back on rotating quarterly categories
- 1%Cash back on all other purchases
Discover automatically matches 100% of all the cash back you earn during your entire first year, with no minimum spending requirement and no maximum limit.
Earn 5% cash back on rotating quarterly categories (up to $1,500 in purchases, then 1%) and an unlimited dollar-for-dollar match of all cash back earned in the first year.
0% intro APR for 6 months, then 16.49%-25.49% Variable APR
The Discover it® Student Cash Back card stands out as the top choice because it offers a unique rewards structure that allows students to earn significant cash back on everyday purchases while also providing a generous first-year cash back match.
Pros:
- No annual fee
- High rewards on rotating categories
Cons:
- Requires activation for bonus categories
- Limited to $1,500 quarterly for 5% cash back
The Discover it® Student Cash Back card is suitable for students looking to build their credit while earning cash back on everyday expenses, thanks to its no annual fee and favorable rewards structure. Its emphasis on cash back for common purchases makes it a practical choice for those who want to maximize their spending benefits without incurring additional costs.