Discover it® Student Cash Back 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Discover it® Student Cash Back4.0/5

Discover

Annual fee
$0
Rewards rate
5%-1%
Welcome Bonus
Cashback Match
Apply Now →on Discover's website
Regular APR:16.49%-25.49% Variable APR

  • 5%Cash back on rotating quarterly categories
  • 1%Cash back on all other purchases

Welcome Bonus:

Discover automatically matches all the cash back you earn at the end of your first year.

Reward Rate:

Earn 5% cash back on rotating quarterly categories and 1% on all other purchases.

APR:

16.49%-25.49% Variable APR

A key differentiator is the unique Cashback Match feature, which effectively doubles the cash back earned in the first year, making the Discover it® Student Cash Back card an excellent choice for students looking to maximize their rewards.

Pros:

  • High cash back on rotating categories
  • Cashback Match in the first year

Cons:

  • Requires activation for bonus categories
  • Variable cash back rates
Apply now →

The Discover it® Student Cash Back card is well-suited for students seeking to build their credit while earning rewards on everyday purchases, particularly with its attractive Cashback Match feature in the first year. With no annual fee and a tiered rewards structure, this card offers a practical option for those looking to maximize cash back during their college years.

Frequently Asked Questions