Discover it® Secured Credit Card 2026 Review

Annual fee
$0
Rewards rate
2%-1%
Welcome Bonus
Unlimited Cashback Match
Apply Now →on Discover's website
Regular APR:26.49% Variable APR

  • 2%Cash back at gas stations and restaurants
  • 1%Cash back on all other purchases

Welcome Bonus:

Automatically matches all cash back earned at the end of your first year.

Reward Rate:

Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases per quarter, and unlimited 1% cash back on all other purchases.

APR:

26.49% Variable APR

The Discover it® Secured Credit Card is the best option for those looking to earn rewards while building credit, thanks to its unique Cashback Match feature that doubles all cash back earned in the first year.

Pros:

  • Cashback match in the first year
  • No annual fee

Cons:

  • Requires a security deposit
  • Higher APR
Apply now →

The Discover it® Secured Credit Card is a suitable option for individuals seeking to build or rebuild their credit history while earning rewards, particularly those who can benefit from the introductory Cashback Match feature. With no annual fee and a straightforward rewards structure, it may appeal to both new credit users and those looking to improve their credit profile.

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