Discover it Secured Credit Card 2026 Review

Annual fee
$0
Rewards rate
2%-1%
Welcome Bonus
Cashback Match
Apply Now →on Discover's website
Regular APR:26.49% Variable APR

  • 2%Cash back at gas stations and restaurants on up to $1,000 combined quarterly
  • 1%Cash back on all other purchases

Welcome Bonus:

Automatically double all cash back earned in the first year.

Reward Rate:

Earn 2% cash back at gas stations and restaurants (on up to $1,000 combined quarterly) and unlimited 1% cash back on all other purchases.

APR:

26.49% Variable APR

The standout feature of the Discover it Secured Credit Card is its unique Cashback Match, which doubles all cash back earned in the first year. This card not only helps build credit but also offers substantial rewards, making it a top contender.

Pros:

  • Automatic cashback match in the first year
  • No annual fee

Cons:

  • Requires a refundable security deposit
  • Higher APR compared to some competitors
Apply now →

The Discover it Secured Credit Card is an excellent option for individuals looking to build or rebuild their credit while earning rewards on their purchases. With no annual fee and a notable Cashback Match for the first year, this card is particularly suitable for those who may be new to credit or seeking to improve their credit score without incurring additional costs.

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