Discover it® Secured Credit Card 2026 Review

Annual fee
$0
Rewards rate
2%-1%
Welcome Bonus
Unlimited Cashback Match
Apply Now →on Discover's website
Regular APR:26.49% Variable APR

  • 2%Cash back at gas stations and restaurants
  • 1%Cash back on all other purchases

Welcome Bonus:

Discover will automatically match all the cash back you earn at the end of your first year.

Reward Rate:

Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, plus 1% on all other purchases.

APR:

26.49% Variable APR

The Discover it® Secured Credit Card is a great option for those looking to build credit while earning rewards. Its unique cashback match feature at the end of the first year makes it particularly appealing for new cardholders.

Pros:

  • No annual fee
  • Cashback match in the first year

Cons:

  • Higher APR
  • Requires security deposit
Apply now →

The Discover it® Secured Credit Card is well-suited for individuals seeking to build or rebuild their credit history without incurring an annual fee. Its cashback rewards, coupled with a unique first-year bonus, make it an attractive option for those new to credit cards who prioritize both credit development and earning rewards.

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