Discover it® Secured Credit Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Discover it® Secured Credit Card4.0/5

Discover

Annual fee
$0
Rewards rate
1%-2%
Welcome Bonus
N/A
Apply Now →on Discover's website
Regular APR:26.49%

  • 2%Cash back at gas stations and restaurants on up to $1,000 combined quarterly
  • 1%Cash back on all other purchases

Welcome Bonus:

N/A

Reward Rate:

Earn 1% cash back on all purchases, plus 2% back at gas stations and restaurants (on up to $1,000 combined quarterly).

APR:

26.49%

The Discover it® Secured Credit Card is a top choice for those looking to build credit while earning rewards. With a solid cash back structure and no annual fee, it provides an excellent balance of benefits for new credit users.

Pros:

  • No annual fee
  • Good rewards for a secured card

Cons:

  • High APR
  • Requires a security deposit
Apply now →

The Discover it® Secured Credit Card is well-suited for individuals seeking to establish or rebuild their credit history while earning cash back rewards. Its lack of an annual fee and straightforward rewards structure make it a practical option for new credit users who prioritize both affordability and credit-building opportunities.

Frequently Asked Questions