Discover it Cash Back
Discover
- 5%Cash back on rotating categories
- 1%Cash back on all other purchases
Discover automatically matches all the cash back you earn at the end of your first year.
Earn 5% cash back on rotating categories each quarter (up to the quarterly maximum) and 1% on all other purchases.
This card shines for its unique Cashback Match feature, which effectively doubles the cash back earned in the first year, making it an attractive option for new cardholders looking to maximize their rewards.
Pros:
- No annual fee
- Cashback Match doubles your rewards in the first year
Cons:
- Requires activation of rotating categories
- Limited to quarterly categories for higher rewards
The Discover it Cash Back card is well-suited for individuals who frequently spend in rotating categories and are looking to earn substantial cash back without an annual fee. Its unique Cashback Match feature in the first year can particularly benefit new users seeking to maximize their rewards, making it a solid choice for those who are disciplined in managing their credit.