Discover it® Cash Back
Discover
- 5%Cash back on rotating quarterly categories (up to $1,500)
- 1%Cash back on all other purchases
Discover matches all cash back earned at the end of the first year.
Earn 5% cash back on rotating quarterly categories (up to $1,500 in combined purchases, then 1%) and unlimited 1% on all other purchases.
17.49%-26.49% Variable APR
The standout feature here is the Cashback Match, which effectively doubles the cash back earned in the first year, making the Discover it® Cash Back card an excellent choice for those who want to maximize their rewards without an annual fee.
Pros:
- No annual fee
- Cashback Match doubles first-year earnings
Cons:
- Requires activation for quarterly categories
- Limited to $1,500 per quarter on bonus categories
The Discover it® Cash Back card is particularly suitable for individuals who frequently spend in categories that offer 5% cash back, such as groceries or gas, and who are looking to capitalize on the initial Cashback Match to enhance their rewards. With no annual fee and a straightforward rewards structure, this card may appeal to budget-conscious consumers seeking a flexible cashback option.