Discover it® Cash Back
Discover
- 5%Cash back on rotating categories
- 1%Cash back on all other purchases
Discover automatically matches all cash back earned at the end of the first year.
Earn 5% cash back on rotating categories each quarter (up to $1,500 in spending), then 1% on all other purchases.
17.49%-26.49%
A key differentiator for the Discover it® Cash Back card is its unique Cashback Match, which effectively doubles the rewards earned in the first year. This card is particularly appealing for those who enjoy maximizing their cash back through rotating categories.
Pros:
- No annual fee
- Cashback Match feature
Cons:
- Requires activation for bonus categories
- Spending cap on bonus categories
The Discover it® Cash Back card is well-suited for consumers who frequently engage with rotating categories and are looking to maximize cash back rewards without incurring an annual fee. Its unique Cashback Match feature offers added value for new cardholders, making it particularly advantageous for those who can effectively leverage the card's rewards structure in the first year.