Credit One Bank Secured Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Credit One Bank Secured Card4.2/5

Credit One Bank

Annual fee
$0
Rewards rate
1%-0%
Welcome Bonus
N/A
Apply Now →on Credit One Bank's website
Regular APR:29.99% Variable APR

  • 1%Cash back on eligible gas, groceries, and select services

Welcome Bonus:

N/A

Reward Rate:

Earn 1% cash back on eligible purchases.

APR:

29.99% Variable APR

The Credit One Bank Secured Card is a solid option for those looking to build credit while also earning cash back on everyday purchases. Its unique feature of offering rewards on select categories makes it stand out among secured cards.

Pros:

  • No annual fee
  • Earn cash back on eligible purchases

Cons:

  • High variable APR
  • Requires a security deposit
Apply now →

The Credit One Bank Secured Card is an appropriate choice for individuals seeking to establish or rebuild their credit history while benefiting from cash back rewards on select purchases. With no annual fee, it may be particularly appealing to those who want to manage their financial responsibilities without incurring additional costs.

Frequently Asked Questions