- 2%Cash back on all purchases
Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening.
Earn unlimited 2% cash back on every purchase: 1% when you buy and 1% when you pay.
17.49%-27.49% Variable APR
A key differentiator is the straightforward cash back structure, allowing cardholders to earn 2% on every purchase without the need for category enrollment. This makes the Citi Double Cash® Card an excellent choice for those who prefer simplicity in their rewards.
Pros:
- Unlimited cash back on all purchases
- No annual fee
Cons:
- No bonus categories
- Lower rewards rate compared to some specialized cards
The Citi Double Cash® Card is well-suited for individuals seeking a straightforward cash back experience, as it offers a flat 2% cash back on all purchases without the need for category restrictions. With no annual fee and a welcome bonus, this card is particularly beneficial for those who value simplicity and consistent rewards in their spending habits.