Annual fee
$0
Rewards rate
2%-0%
Welcome Bonus
$200
Apply Now →on Citi's website
Regular APR:17.49%-27.49% Variable APR
- 2%Cash back on all purchases (1% when you buy, 1% as you pay)
Welcome Bonus:
Earn a $200 cash back bonus after spending $1,500 on purchases within the first 6 months.
Reward Rate:
Earn 2% cash back on all purchases (1% when you buy, 1% as you pay).
APR:
17.49%-27.49% Variable APR
This card shines for its straightforward 2% cash back on every purchase, making it a top choice for users who prefer a hassle-free rewards experience without the need to track rotating categories.
Pros:
- No annual fee
- Simple and straightforward rewards structure
Cons:
- No bonus categories
- Requires payment to earn full rewards
The Citi Double Cash® Card is well-suited for consumers who value simplicity in their rewards program, offering a consistent 2% cash back on all purchases without the complexity of rotating categories. With no annual fee and a modest welcome bonus, it appeals to those looking for an uncomplicated cash back card that maximizes rewards on everyday spending.