Citi Double Cash® Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Citi Double Cash® Card4.0/5

Citi

Annual fee
$0
Rewards rate
2%-5%
Welcome Bonus
$200
Apply Now →on Citi's website
Regular APR:17.49%-27.49% Variable APR

  • 2%Cash back on all purchases
  • 5%Cash back on hotels, car rentals, and attractions booked via Citi Travel

Welcome Bonus:

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months.

Reward Rate:

Earn 2% cash back on all purchases (1% when you buy, 1% as you pay), plus 5% on hotels, car rentals, and attractions booked via Citi Travel.

APR:

17.49%-27.49% Variable APR

The Citi Double Cash card is a strong contender for those who want a simple and effective cash back strategy, rewarding users consistently on every purchase without the need for rotating categories.

Pros:

  • Unlimited 2% cash back
  • No annual fee

Cons:

  • Requires good credit
  • No intro APR on purchases
Apply now →

The Citi Double Cash® Card is well-suited for individuals seeking a straightforward cash back option, offering a consistent reward structure without complicated categories or an annual fee. Its appeal lies in its ability to provide solid returns on everyday spending, making it a practical choice for those who prefer simplicity in their rewards program.

Frequently Asked Questions