- 2%Cash back on all purchases
Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening.
Earn unlimited 2% cash back on all purchases—1% when you buy and an additional 1% as you pay.
18.24%-28.49% Variable APR
The Citi Double Cash Card is an excellent choice for those who prefer a simple cash back structure, earning 2% on every purchase without the hassle of rotating categories.
Pros:
- No annual fee
- Flat-rate cash back
Cons:
- Lower rewards on specific categories
- Requires timely payments to maximize rewards
The Citi Double Cash Card is well-suited for consumers seeking a straightforward cash back experience, offering an impressive 2% on all purchases with no annual fee. Its lack of rotating categories makes it particularly appealing for individuals who prefer a consistent rewards structure without the complexities often associated with other cash back cards.