- 2%Cash back on all purchases
Earn $200 cash back after spending $1,500 on purchases within the first 6 months.
Earn unlimited 2% cash back on all purchases: 1% when you buy, and 1% when you pay.
17.49%-27.49% Variable APR
The Citi Double Cash® Card shines for its simplicity, offering a flat 2% cash back on all purchases without the need for complicated category management. This makes it an excellent choice for those who prefer a straightforward rewards program without an annual fee.
Pros:
- No annual fee
- Straightforward cash back structure
Cons:
- Lacks high-end travel perks
- Requires timely payments to earn full rewards
The Citi Double Cash® Card is well-suited for consumers seeking a no-annual-fee credit card that provides a straightforward rewards structure, offering 2% cash back on all purchases. Its simplicity makes it an ideal option for those who want to earn rewards without the hassle of managing rotating categories or spending limits.