Citi® / AAdvantage® Platinum Select® World Elite Mastercard® 2026 Review

Annual fee
$0 intro annual fee for the first year, then $99
Rewards rate
2%-1%
Welcome Bonus
Earn 50,000 AAdvantage bonus miles after spending $2,500 in purchases within the first 3 months.
Apply Now →on Citi's website
Regular APR:19.74%-28.74% Variable APR

  • 2%Miles on restaurants, gas stations, and eligible American Airlines purchases
  • 1%Miles on all other purchases

Welcome Bonus:

Earn 50,000 AAdvantage bonus miles after spending $2,500 in purchases within the first 3 months.

Reward Rate:

Earn 2 AAdvantage miles for every $1 spent at restaurants, gas stations, and on eligible American Airlines purchases; earn 1 AAdvantage mile for every $1 spent on other purchases.

APR:

19.74%-28.74% Variable APR

A key differentiator is the introductory annual fee of $0 for the first year, allowing new cardholders to enjoy its benefits without immediate costs, making it a great option for those who frequently fly with American Airlines.

Pros:

  • No annual fee first year
  • Good rewards on American Airlines purchases

Cons:

  • Annual fee after first year
  • Limited to American Airlines for higher rewards
Apply now →

The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® is particularly suitable for frequent American Airlines travelers seeking to maximize their rewards on airline purchases, especially with the introductory annual fee of $0 in the first year. However, those who do not fly often or prefer other airlines may find limited value in this card's benefits.

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