Chase United Club Business Card 2026 Review

Annual fee
$695
Rewards rate
4%-1%
Welcome Bonus
100,000 miles
Apply Now →on Chase's website
Regular APR:19.74%-28.24% Variable APR

  • 4%Miles on United flights
  • 2%Miles on dining and gas stations
  • 1%Miles on all other purchases

Welcome Bonus:

Earn 100,000 bonus miles + 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open.

Reward Rate:

Earn elevated rates on United flights, dining, gas stations, and office supply stores.

APR:

19.74%-28.24% Variable APR

The Chase United Club Business Card is designed for frequent business travelers, offering premium benefits like complimentary United Club access and a high welcome bonus. Its robust earning structure on business-related expenses makes it an excellent choice for those who prioritize travel rewards.

Pros:

  • Complimentary United Club membership
  • Robust earning potential for business expenses

Cons:

  • High annual fee
  • Limited to United Airlines
Apply now →

The Chase United Club Business Card is well-suited for frequent business travelers who can take advantage of the card's premium benefits, such as United Club access and a strong rewards structure on business expenses. However, the high annual fee may not be justified for those who travel less or do not frequently utilize United Airlines services.

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