Chase Sapphire Reserve Card 2026 Review

Annual fee
$795
Rewards rate
10%-3%
Welcome Bonus
150,000 points
Apply Now →on Chase's website
Regular APR:19.49%-27.99% Variable APR

  • 10%Points on eligible Peloton purchases
  • 8%Points on travel booked through Chase
  • 3%Points on dining

Welcome Bonus:

Earn 150,000 bonus points after spending $6,000 on purchases in the first 3 months from account opening.

Reward Rate:

Earn 10x points on eligible Peloton purchases, 8x points on travel booked through Chase, 3x points on dining.

APR:

19.49%-27.99% Variable APR

The Chase Sapphire Reserve is the best option for frequent travelers, offering luxury perks and a high rewards multiplier on travel and dining, making it a premium choice for those who travel often.

Pros:

  • High rewards on travel and dining
  • Comprehensive travel protections

Cons:

  • Very high annual fee
  • Requires significant spending to maximize benefits
Apply now →

The Chase Sapphire Reserve Card is best suited for frequent travelers who can maximize its luxury benefits and high rewards rates on travel and dining. While the card comes with a substantial annual fee, its extensive travel perks and generous welcome bonus may provide significant value to those who travel regularly and utilize its features effectively.

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