Chase Sapphire Reserve® 2026 Review

Annual fee
$795
Rewards rate
8%-1%
Welcome Bonus
125,000 points
Apply Now →on Chase's website
Regular APR:19.49%-27.99% Variable APR

  • 8%Points on travel purchased through Chase
  • 3%Points on dining
  • 1%Points on all other purchases

Welcome Bonus:

Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.

Reward Rate:

Earn 8x points on travel purchased through Chase, 3x points on dining, and 1x on all other purchases.

APR:

19.49%-27.99% Variable APR

The standout feature of the Chase Sapphire Reserve® is its high earning potential, offering 8x points on travel booked through Chase. With a welcome bonus of 125,000 points, it provides significant value for those who travel frequently and want to maximize their rewards.

Pros:

  • High earning potential on travel
  • Generous travel credits

Cons:

  • High annual fee
  • Limited bonus categories
Apply now →

The Chase Sapphire Reserve® is best suited for frequent travelers who can leverage its extensive rewards program and high earning potential on travel-related purchases. With a substantial annual fee and a significant welcome bonus, this card may offer considerable value to those who prioritize maximizing their rewards and benefits while traveling.

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