- 8%Points on Chase Travel
- 4%Points on flights/hotels booked directly
- 3%Points on dining
- 1%Points on all other purchases
Earn 125,000 bonus points after spending $6,000 on purchases in the first three months.
Earn 8x points on Chase Travel, 4x on flights/hotels booked direct, 3x on dining, and 1x on others.
19.74%-28.24% Variable APR
The Chase Sapphire Reserve stands out as the top choice because it offers unparalleled travel rewards and extensive benefits, making it ideal for frequent travelers who can maximize its perks.
Pros:
- High rewards on travel and dining
- Extensive travel credits
Cons:
- High annual fee
- Requires excellent credit
The Chase Sapphire Reserve® is best suited for frequent travelers who can take advantage of its comprehensive rewards structure and premium benefits; however, the high annual fee may not be justifiable for those who travel infrequently or prefer a more basic rewards card. Potential users should carefully evaluate their spending habits and travel frequency to determine if the card aligns with their financial goals.