Chase Sapphire Preferred 2026 Review

Annual fee
$95
Rewards rate
5%-1%
Welcome Bonus
100,000 points
Apply Now →on Chase's website
Regular APR:19.24%-27.49%

  • 5%Points on travel purchased through Chase Ultimate Rewards
  • 3%Points on dining
  • 1%Points on all other purchases

Welcome Bonus:

Earn 100,000 points after spending $4,000 in the first 3 months.

Reward Rate:

Earn 5x points on travel purchased through Chase Ultimate Rewards, 3x points on dining, and 1 point per dollar on all other purchases.

APR:

19.24%-27.49%

The Chase Sapphire Preferred stands out as the top choice because of its generous welcome bonus and robust rewards structure, making it ideal for travelers who want to maximize their points on dining and travel purchases.

Pros:

  • High welcome bonus
  • Strong rewards on travel and dining

Cons:

  • Annual fee
  • High spending requirement for bonus
Apply now →

The Chase Sapphire Preferred is well-suited for frequent travelers and dining enthusiasts who can take advantage of its strong rewards program and substantial welcome bonus. With an annual fee of $95, it offers value to those looking to earn points on everyday purchases while also benefiting from travel-related perks.

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