Annual fee
$0
Rewards rate
5%-1.5%
Welcome Bonus
$300
Apply Now →on Chase's website
Regular APR:18.49%-27.99% Variable APR
- 5%Cash back on travel purchased through Chase
- 3%Cash back on dining and drugstores
- 1.5%Cash back on all other purchases
Welcome Bonus:
Earn $300 cash back after spending $500 on purchases in the first 3 months.
Reward Rate:
Earn 5% on travel purchased through Chase, 3% on dining/drugstores, and 1.5% on everything else.
APR:
18.49%-27.99% Variable APR
The Chase Freedom Unlimited® earns its place as a top choice for everyday spending due to its flexible cash back rewards and no annual fee, making it ideal for those looking to maximize their cash back without extra costs.
Pros:
- No annual fee
- High cash back on dining and travel
Cons:
- Lower base cash back rate
- Limited to Chase Travel for higher rewards
The Chase Freedom Unlimited® is well-suited for consumers seeking a straightforward cash back card with no annual fee and a competitive rewards structure. Its flexible earning potential makes it an appealing option for those who want to optimize daily spending without the burden of additional costs.