- 5%Cash back on travel booked through Chase Travel
- 3%Cash back on dining and drugstores
- 1.5%Cash back on all other purchases
Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening.
Earn unlimited 1.5% cash back or more on all purchases, like 3% on dining and drugstores and 5% on travel purchased through Chase Travel.
18.24%-27.74%
The Chase Freedom Unlimited® stands out as the top choice because it offers a high-value cash-back structure with no annual fee, making it accessible for all users. Its unique rewards on dining and travel purchases provide exceptional value, especially for those who frequently spend in these categories.
Pros:
- No annual fee
- High rewards on everyday categories
Cons:
- Variable APR can be high
- Some exclusions apply
The Chase Freedom Unlimited® is well-suited for consumers seeking a straightforward cash-back credit card without an annual fee, particularly those who frequently spend on dining and travel. Its competitive rewards structure and welcome bonus make it an appealing option for both new and existing cardholders looking to maximize their everyday spending.