Chase Freedom Rise®
Chase
Annual fee
$0
Rewards rate
3%-1.5%
Welcome Bonus
$25
Apply Now →on Chase's website
Regular APR:18.24%-27.74% Variable APR
- 3%Cash back on dining
- 1.5%Cash back on all other purchases
Welcome Bonus:
Earn a $25 statement credit for setting up automatic payments within the first 3 months.
Reward Rate:
Earn 1.5% cash back on all purchases, plus 3% cash back on dining at restaurants.
APR:
18.24%-27.74% Variable APR
The Chase Freedom Rise is a great starter card for those new to credit, offering a straightforward cash back structure that rewards dining while maintaining a $0 annual fee.
Pros:
- No annual fee
- Good for building credit
Cons:
- Lower cash back rate on non-dining purchases
- Limited rewards structure
The Chase Freedom Rise® is well-suited for individuals who are new to credit and looking for a simple rewards structure without an annual fee. Its focus on dining rewards makes it particularly appealing for those who frequently dine out, while the welcome bonus provides an added incentive for new cardholders.