Chase Freedom Rise® 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Chase Freedom Rise®4.8/5

Chase

Annual fee
$0
Rewards rate
5%-1.5%
Welcome Bonus
$25
Apply Now →on Chase's website
Regular APR:25.24% Variable APR

  • 5%Cash back on travel purchased through Chase Travel
  • 3%Cash back on dining and drugstores
  • 1.5%Cash back on all other purchases

Welcome Bonus:

Earn a $25 statement credit when you sign up for automatic payments within the first three months of opening your account.

Reward Rate:

Earn unlimited 1.5% cash back on all purchases, 3% on dining and drugstores, and 5% on travel purchased through Chase Travel.

APR:

25.24% Variable APR

The Chase Freedom Rise stands out as the top choice because it offers a straightforward rewards structure that is ideal for beginners looking to build credit while earning cash back on everyday purchases.

Pros:

  • No annual fee
  • Good for building credit

Cons:

  • Lower rewards on non-bonus categories
  • Limited to Chase Travel for higher rewards
Apply now →

The Chase Freedom Rise® is a suitable option for individuals new to credit or those seeking to establish a solid credit history while earning cash back on everyday expenses. With no annual fee and a simplified rewards structure, it caters well to consumers who prioritize ease of use and straightforward benefits.

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