Chase Freedom Flex® Card 2026 Review

Annual fee
$0
Rewards rate
5%-1%
Welcome Bonus
$200
Apply Now →on Chase's website
Regular APR:0% intro APR for 15 months, then 18.24%-27.74% Variable APR

  • 5%Cash back on rotating categories
  • 5%Cash back on travel through Chase
  • 3%Cash back on dining and drugstores
  • 1%Cash back on all other purchases

Welcome Bonus:

Earn $200 cash back after spending $500 in the first 3 months.

Reward Rate:

Earn 5% cash back on rotating categories (up to $1,500), 5% on travel through Chase, 3% on dining/drugstores, and 1% on everything else.

APR:

0% intro APR for 15 months, then 18.24%-27.74% Variable APR

The Chase Freedom Flex® Card is a versatile cash back card that maximizes rewards across various categories, making it a great choice for those who want to earn cash back on everyday spending.

Pros:

  • No annual fee
  • Versatile rewards structure

Cons:

  • Requires activation for bonus categories
  • Limited to $1,500 in bonus categories
Apply now →

The Chase Freedom Flex® Card is well-suited for individuals seeking a no-annual-fee credit card that offers competitive cash back rewards across a diverse range of categories. Its flexible earning structure and welcome bonus make it particularly appealing to consumers who frequently spend in rotating categories and appreciate the opportunity to maximize their rewards on everyday purchases.

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