Capital One Venture X Rewards Credit Card 2026 Review

Annual fee
$395
Rewards rate
10%-2%
Welcome Bonus
75,000 bonus miles
Apply Now →on Capital One's website
Regular APR:19.49%-28.49% Variable APR

  • 10%Miles on hotels/rental cars
  • 5%Miles on flights booked through Capital One Travel
  • 2%Miles on all other purchases

Welcome Bonus:

Earn 75,000 bonus miles after spending $4,000 in the first three months.

Reward Rate:

Earn 10x miles on hotels/rental cars and 5x on flights booked through Capital One Travel, plus unlimited 2x miles on all other purchases.

APR:

19.49%-28.49% Variable APR

What sets the Capital One Venture X apart is its exceptional earning rates, particularly the 10x miles on hotels and rental cars, making it a top choice for travelers who frequently book through Capital One Travel. The combination of a substantial welcome bonus and ongoing travel credits enhances its overall value.

Pros:

  • High earning potential on travel
  • Annual travel credit offsets fee

Cons:

  • High annual fee
  • Not ideal for infrequent travelers
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The Capital One Venture X Rewards Credit Card is particularly suited for frequent travelers who can maximize its high earning rates on travel-related purchases and benefit from the substantial welcome bonus. However, the $395 annual fee may not justify the card's advantages for occasional travelers or those who do not utilize the offered travel credits and rewards effectively.

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