Capital One Venture Rewards Credit Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Capital One Venture Rewards Credit Card4.2/5

Capital One

Annual fee
$95
Rewards rate
5%-2%
Welcome Bonus
75,000 bonus miles
Apply Now →on Capital One's website
Regular APR:19.49%-28.49% Variable APR

  • 5%Miles on hotels, rental cars, and vacation rentals booked through Capital One Travel
  • 2%Miles on all other purchases

Welcome Bonus:

Earn 75,000 bonus miles after spending $4,000 in the first 3 months.

Reward Rate:

Earn 5x miles on hotels, rental cars, and vacation rentals booked through Capital One Travel, and 2x on all other purchases.

APR:

19.49%-28.49% Variable APR

The standout feature here is its straightforward rewards structure, making it an excellent choice for those who want to earn travel rewards without the complexities of higher-tier cards.

Pros:

  • No annual fee
  • Flexible redemption options

Cons:

  • Lower rewards rate compared to premium cards
  • Limited travel perks
Apply now →

The Capital One Venture Rewards Credit Card is well-suited for individuals who prefer a simple and effective rewards program for travel, particularly those who can benefit from the generous welcome bonus and consistent earning potential. With its straightforward structure and moderate annual fee, it may appeal to casual travelers and those looking to maximize their rewards without the intricacies associated with more complex credit cards.

Frequently Asked Questions