Capital One Spark Miles for Business 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Capital One Spark Miles for Business4.2/5

Capital One

Annual fee
$0
Rewards rate
2%-5%
Welcome Bonus
50,000 miles
Apply Now →on Capital One's website
Regular APR:19.99%-29.99% Variable APR

  • 5%Miles on hotels, rental cars, and vacation rentals booked through Capital One Business Travel
  • 2%Miles on all other purchases

Welcome Bonus:

Earn 50,000 miles after you spend $4,500 on purchases within the first 3 months.

Reward Rate:

Earn unlimited 2X miles on every purchase, plus 5X miles on hotels, rental cars, and vacation rentals booked through Capital One Business Travel.

APR:

19.99%-29.99% Variable APR

The Capital One Spark Miles for Business card is designed for businesses that prioritize travel rewards, offering unlimited 2X miles on all purchases and a generous welcome bonus. Its flexibility in redeeming miles makes it a top choice for frequent travelers.

Pros:

  • High earning potential on travel
  • Flexible redemption options

Cons:

  • High APR
  • Annual fee after the first year
Apply now →

The Capital One Spark Miles for Business card is well-suited for small business owners who frequently travel and seek to maximize rewards on their spending without incurring an annual fee. Its competitive reward structure and flexible redemption options make it an attractive choice for those looking to earn travel rewards efficiently.

Frequently Asked Questions