Capital One Savor Student Cash Rewards Credit Card 2026 Review

Annual fee
$0
Rewards rate
3%-1%
Welcome Bonus
$50
Apply Now →on Capital One's website
Regular APR:18.49%-28.49% Variable APR

  • 3%Cash back on dining, entertainment, popular streaming services, and grocery stores
  • 1%Cash back on all other purchases

Welcome Bonus:

Earn a one-time $50 cash bonus once you spend $100 on purchases within the first 3 months from account opening.

Reward Rate:

Earn unlimited 3% cash back on dining, entertainment, popular streaming services, and grocery stores (excluding superstores like Walmart and Target), plus 1% on all other purchases.

APR:

18.49%-28.49% Variable APR

The Capital One Savor Student Cash Rewards Credit Card stands out as the top choice because it offers a generous 3% cash back on dining and entertainment, making it ideal for students who frequently spend in these categories. With no annual fee and a low spending requirement for the welcome bonus, it provides exceptional value for students looking to maximize their rewards.

Pros:

  • No annual fee
  • High rewards on dining and entertainment

Cons:

  • Variable APR can be high
  • Some exclusions apply
Apply now →

The Capital One Savor Student Cash Rewards Credit Card is particularly well-suited for students who frequently dine out or engage in entertainment activities, thanks to its competitive 3% cash back rate in these categories. With no annual fee and a straightforward welcome bonus, it offers a practical option for those looking to earn rewards while managing their finances during their academic years.

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