Capital One Savor Student Cash Rewards Credit Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Capital One Savor Student Cash Rewards Credit Card4.6/5

Capital One

Annual fee
$0
Rewards rate
3%-1%
Welcome Bonus
$50
Apply Now →on Capital One's website
Regular APR:18.49%-28.49% Variable APR

  • 3%Cash back at grocery stores and on dining
  • 1%Cash back on all other purchases

Welcome Bonus:

Earn a $50 cash bonus after spending $100 within the first three months of account opening.

Reward Rate:

Earn unlimited 3% cash back at grocery stores and on dining, plus 1% on all other purchases.

APR:

18.49%-28.49% Variable APR

The standout feature of the Capital One Savor Student Cash Rewards Credit Card is its unlimited 3% cash back on dining and groceries, making it particularly appealing for students who frequently dine out or shop for food.

Pros:

  • Unlimited cash back on dining and groceries
  • No annual fee

Cons:

  • Lower cash back on non-bonus categories
  • Requires spending to earn bonus
Apply now →

The Capital One Savor Student Cash Rewards Credit Card is well-suited for students who regularly spend on dining and groceries, offering a competitive rewards rate with no annual fee. Its cash back structure provides an attractive incentive for those looking to maximize their everyday expenses while building credit.

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