Capital One Savor Student Cash Rewards Credit Card 2026 Review

Annual fee
$0
Rewards rate
3%-1%
Welcome Bonus
$100
Apply Now →on Capital One's website
Regular APR:18.49%-28.49% Variable APR

  • 3%Cash back on dining, entertainment, popular streaming services, and grocery stores
  • 1%Cash back on all other purchases

Welcome Bonus:

Earn a $100 cash bonus after spending $300 on purchases within the first 3 months from account opening.

Reward Rate:

Earn unlimited 3% cash back on dining, entertainment, popular streaming services, and at grocery stores, plus 1% on all other purchases.

APR:

18.49%-28.49% Variable APR

What sets the Capital One Savor Student Cash Rewards Credit Card apart is its focus on categories that resonate with college students, such as dining and entertainment. This card not only offers a competitive cash back rate but also a straightforward welcome bonus, making it an attractive option for those looking to maximize their rewards.

Pros:

  • No annual fee
  • High rewards on dining and entertainment

Cons:

  • Requires a minimum spend to earn the welcome bonus
  • Variable APR can be high
Apply now →

The Capital One Savor Student Cash Rewards Credit Card is particularly suitable for college students who frequently dine out and engage in entertainment activities, as it offers enhanced cash back in these categories. With no annual fee and a straightforward rewards structure, this card provides a practical option for those looking to build credit while earning rewards on everyday spending.

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