Capital One Savor Student Cash Rewards Credit Card 2026 Review

Annual fee
$0
Rewards rate
8%-1%
Welcome Bonus
$50
Apply Now →on Capital One's website
Regular APR:18.49%-28.49% Variable APR

  • 8%Cash back on Capital One Entertainment purchases
  • 5%Cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
  • 3%Cash back at grocery stores, dining, and popular streaming services
  • 1%Cash back on all other purchases

Welcome Bonus:

Earn a $50 cash bonus after you spend $100 on purchases within the first 3 months from account opening.

Reward Rate:

Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases. Earn 8% cash back on Capital One Entertainment purchases. Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel.

APR:

18.49%-28.49% Variable APR

The Capital One Savor Student Cash Rewards Credit Card stands out as the top choice because it offers an impressive rewards structure tailored for students, providing high cash back rates on dining and entertainment, which are common expenses for this demographic.

Pros:

  • No annual fee
  • High rewards on everyday categories

Cons:

  • Variable APR can be high
  • Some exclusions apply
Apply now →

The Capital One Savor Student Cash Rewards Credit Card is well-suited for students who frequently spend on dining and entertainment, as its high cash back rates in these categories can significantly enhance their rewards potential. With no annual fee and a straightforward rewards structure, it provides a valuable option for students looking to build credit while earning cash back on their everyday purchases.

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