Capital One Platinum Secured Credit Card
Capital One
Annual fee
$0
Rewards rate
0%-0%
Welcome Bonus
N/A
Apply Now →on Capital One's website
Regular APR:28.99% Variable APR
- No rewards breakdown available
Welcome Bonus:
N/A
Reward Rate:
The Capital One Platinum Secured Credit Card does not offer any cash back, points, or travel miles.
APR:
28.99% Variable APR
The Capital One Platinum Secured Card is designed to help you build or rebuild credit with a $0 annual fee. It requires a minimum refundable security deposit to unlock a starting credit limit of at least $200.
Pros:
- No annual fee
- Minimum refundable security deposit
Cons:
- No rewards program
- Limited initial credit line
The Capital One Platinum Secured Credit Card is a practical option for individuals looking to establish or improve their credit scores without incurring an annual fee. With its requirement for a refundable security deposit, this card may be particularly suitable for those new to credit or those seeking to recover from past credit challenges.