Blue Cash Everyday® Card from American Express 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Blue Cash Everyday® Card from American Express4.8/5

American Express

Annual fee
$0
Rewards rate
3%-1%
Welcome Bonus
$200
Apply Now →on American Express's website
Regular APR:19.49%-28.49% Variable APR

  • 3%Cash back on U.S. supermarkets
  • 3%Cash back on U.S. online retail purchases
  • 3%Cash back on U.S. gas stations
  • 1%Cash back on all other purchases

Welcome Bonus:

Earn a $200 statement credit after you spend $2,000 in purchases within the first 6 months of card membership.

Reward Rate:

Earn 3% cash back on U.S. supermarkets, U.S. online retail, and U.S. gas stations (on up to $6,000 spent in each category annually, then 1%), plus 1% on other purchases.

APR:

19.49%-28.49% Variable APR

The Blue Cash Everyday® Card from American Express stands out as the top choice because it offers a robust cash back structure with no annual fee, making it ideal for everyday spending on groceries, gas, and online shopping.

Pros:

  • No annual fee
  • High rewards on everyday categories

Cons:

  • Variable APR can be high
  • Some exclusions apply
Apply now →

The Blue Cash Everyday® Card from American Express is well-suited for individuals who prioritize cash back on everyday purchases without the burden of an annual fee. With its competitive reward structure, this card can effectively benefit those who frequently spend on groceries, gas, and online shopping, particularly those looking to maximize rewards in these categories.

Frequently Asked Questions