BankAmericard® credit card
Bank of America
Annual fee
$0
Rewards rate
1%-0%
Welcome Bonus
N/A
Apply Now →on Bank of America's website
Regular APR:15.49%-25.49% Variable APR
- 1%Cash back on all purchases
Welcome Bonus:
N/A
Reward Rate:
Earn 1% cash back on every purchase.
APR:
15.49%-25.49% Variable APR
What sets the BankAmericard® credit card apart is its focus on providing a long introductory APR period, making it a great option for those looking to transfer balances and save on interest.
Pros:
- No annual fee
- Long intro APR period
Cons:
- Limited rewards
- Higher ongoing APR after intro period
The BankAmericard® credit card is particularly suitable for individuals seeking a no-annual-fee option with an extended introductory APR period, making it an ideal choice for those looking to consolidate debt or manage existing balances without accruing interest. However, it may not be the best fit for those who prioritize rewards or bonuses, as it offers a straightforward rewards structure with no welcome bonus.