Bank of America® Unlimited Cash Rewards for Students 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Bank of America® Unlimited Cash Rewards for Students4.0/5

Bank of America

Annual fee
$0
Rewards rate
2%-1.5%
Welcome Bonus
$200
Apply Now →on Bank of America's website
Regular APR:17.49%-27.49% Variable APR

  • 2%Cash back on all purchases for the first year
  • 1.5%Cash back on all other purchases

Welcome Bonus:

Earn a $200 online cash rewards bonus after making at least $1,000 in purchases within the first 90 days.

Reward Rate:

Earn unlimited 2% cash back on purchases for the first year, plus 1.5% on all other purchases.

APR:

17.49%-27.49% Variable APR

The Bank of America® Unlimited Cash Rewards for Students card shines with its unlimited 2% cash back on all purchases for the first year, making it a strong contender for students looking to maximize their rewards.

Pros:

  • High cash back rate for the first year
  • No annual fee

Cons:

  • Requires $1,000 in spending to earn the bonus
  • Cash back rate drops after the first year
Apply now →

The Bank of America® Unlimited Cash Rewards for Students card is well-suited for students seeking a straightforward and rewarding cash back program, particularly during their first year with the card. With no annual fee and a generous welcome bonus, it offers a solid option for those looking to build their credit while earning rewards on everyday purchases.

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