- 2%Cash back on all purchases for the first year
- 1.5%Cash back on all purchases thereafter
Earn a $200 online cash rewards bonus after making at least $1,000 in purchases within the first 90 days.
Earn unlimited 2% cash back on purchases for the first year, then 1.5% on all purchases thereafter.
17.49%-27.49% Variable APR
A key differentiator is the elevated 2% cash back on all purchases for the first year, making the Bank of America® Unlimited Cash Rewards credit card for Students a strong contender for those looking to maximize their rewards early on.
Pros:
- No annual fee
- High initial cash back rate
Cons:
- Lower cash back rate after the first year
- Requires $1,000 in spending for bonus
The Bank of America® Unlimited Cash Rewards credit card for Students is particularly suitable for students seeking to build their credit while earning rewards on everyday purchases. With no annual fee and a solid introductory cash back offer, this card may appeal to those who want to maximize their rewards during their first year of use.