- 2%Cash back on all purchases for the first year
- 1.5%Cash back on all purchases thereafter
Earn a $200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days.
Earn unlimited 2% cash back on all purchases for the first year, then 1.5% thereafter.
17.49%-27.49% Variable APR
The Bank of America Unlimited Cash Rewards credit card for Students is a strong contender for those seeking a straightforward cash back experience, offering an impressive 2% cash back on all purchases for the first year. This card is particularly appealing for students who want to earn rewards without the hassle of managing categories.
Pros:
- No annual fee
- High cash back rate for the first year
Cons:
- Lower rate after the first year
- Requires a minimum spend for bonus
The Bank of America Unlimited Cash Rewards credit card for Students is well-suited for students looking for a simple, no-annual-fee card that offers a solid cash back rate on all purchases. Its straightforward rewards structure and initial welcome bonus make it an appealing option for those new to credit or seeking to build their financial habits responsibly.