Bank of America® Unlimited Cash Rewards credit card
Bank of America
- 2%Cash back on purchases for the first year
- 1.5%Cash back on all other purchases
Online cash rewards bonus after making at least $1,000 in purchases in the first 90 days.
Earn unlimited 2% cash back on purchases for the first year, then 1.5% cash back on all purchases.
17.49%-27.49% Variable APR
What sets the Bank of America® Unlimited Cash Rewards credit card apart is its straightforward cash back structure, offering 2% back on all purchases for the first year. This makes it an attractive option for new cardholders looking to maximize their rewards without complex categories.
Pros:
- Unlimited cash back
- No annual fee
Cons:
- Lower rewards rate after the first year
- Requires $1,000 spend for bonus
The Bank of America® Unlimited Cash Rewards credit card is well-suited for those seeking a simple cash back rewards structure, particularly individuals who value a consistent earning rate without the need to track spending categories. Its no annual fee and introductory bonus make it an appealing choice for new cardholders aiming to enhance their rewards potential with minimal effort.