Bank of America® Unlimited Cash Rewards credit card
Bank of America
- 2%Cash back on all purchases for the first year
- 1.5%Cash back on all other purchases thereafter
Earn a $200 online cash rewards bonus after making at least $1,000 in purchases within the first 90 days.
Earn unlimited 1.5% cash back on all purchases, boosting to 2% in the first year.
17.49%-27.49% Variable APR
The Bank of America® Unlimited Cash Rewards credit card is designed for those who appreciate a straightforward cash back experience. Its initial 2% cash back rate for the first year makes it particularly attractive for new cardholders looking to maximize their rewards.
Pros:
- No annual fee
- Simple cash back structure
Cons:
- Lower rewards rate after the first year
- Requires $1,000 spend for bonus
The Bank of America® Unlimited Cash Rewards credit card is well-suited for individuals seeking a simple and effective cash back rewards structure without an annual fee. Its competitive initial rewards rate and welcome bonus make it a valuable option for new users who prioritize straightforward cash rewards over complex benefits.