Bank of America® Travel Rewards credit card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Bank of America® Travel Rewards credit card4.6/5

Bank of America

Annual fee
$0
Rewards rate
3%-1.5%
Welcome Bonus
25,000 points
Apply Now →on Bank of America's website
Regular APR:17.49%-27.49% Variable APR

  • 3%Points on travel booked through their portal
  • 1.5%Points on all other purchases

Welcome Bonus:

Earn 25,000 online bonus points after making at least $1,000 in purchases within the first 90 days of account opening.

Reward Rate:

Earn unlimited 1.5 points per dollar on all purchases, boosting to 3x on travel booked through their portal.

APR:

17.49%-27.49% Variable APR

What sets the Bank of America® Travel Rewards credit card apart is its straightforward rewards structure, allowing cardholders to earn unlimited points on every purchase, making it an excellent choice for those who travel frequently.

Pros:

  • No annual fee
  • Flexible rewards structure

Cons:

  • Lower rewards rate on non-travel purchases
  • Limited bonus categories
Apply now →

The Bank of America® Travel Rewards credit card is well-suited for individuals who travel often and prefer a no-annual-fee option that offers a simple and consistent rewards structure. Its unlimited points on all purchases, combined with a welcome bonus, make it an appealing choice for those looking to maximize their travel rewards without incurring additional costs.

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