Bank of America® Travel Rewards credit card 2026 Review

Annual fee
$0
Rewards rate
3%-1.5%
Welcome Bonus
25,000 points
Apply Now →on Bank of America's website
Regular APR:17.49%-27.49% Variable APR

  • 3%Points on travel booked through the portal
  • 1.5%Points on all other purchases

Welcome Bonus:

Earn 25,000 online bonus points (worth a $250 statement credit toward travel or dining) after making at least $1,000 in purchases in the first 90 days of account opening.

Reward Rate:

Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time and up to 3 points on travel booked through the portal.

APR:

17.49%-27.49% Variable APR

The Bank of America® Travel Rewards credit card stands out as the top choice because it offers a straightforward rewards structure with no annual fee and unlimited points on every purchase. Its flexibility in redeeming points for travel and dining makes it an excellent option for frequent travelers.

Pros:

  • No annual fee
  • Unlimited points with no expiration

Cons:

  • Limited to travel and dining for bonus redemption
  • Lower rewards rate compared to some competitors
Apply now →

The Bank of America® Travel Rewards credit card is well-suited for individuals who travel frequently and prefer a no-annual-fee card with a straightforward rewards structure. With the ability to earn unlimited points on all purchases and a flexible redemption process, this card can effectively benefit those looking to maximize their travel rewards without the burden of additional fees.

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