Bank of America® Customized Cash Rewards Secured Credit Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Bank of America® Customized Cash Rewards Secured Credit Card4.0/5

Bank of America

Annual fee
$0
Rewards rate
3%-1%
Welcome Bonus
$200
Apply Now →on Bank of America's website
Regular APR:27.49% Variable APR

  • 3%Cash back in a category of your choice
  • 2%Cash back at grocery stores & wholesale clubs
  • 1%Cash back on all other purchases

Welcome Bonus:

Earn a $200 online cash rewards bonus after spending $1,000 in the first 90 days.

Reward Rate:

The Bank of America Customized Cash Rewards Secured card offers 3% cash back in a category of your choice, 2% at grocery stores & wholesale clubs, and 1% on all other purchases.

APR:

27.49% Variable APR

The Bank of America Customized Cash Rewards Secured card is an excellent option for those looking to build credit while earning cash back, especially with its flexible rewards structure.

Pros:

  • No annual fee
  • Cash back rewards

Cons:

  • High variable APR
  • Requires a security deposit
Apply now →

The Bank of America® Customized Cash Rewards Secured Credit Card is well-suited for individuals aiming to establish or rebuild their credit while benefiting from a cash back rewards program. Its $0 annual fee and flexible rewards rate make it an appealing choice for those who prioritize both credit-building and earning rewards.

Frequently Asked Questions