Bank of America® Customized Cash Rewards for Students 2026 Review

Annual fee
$0
Rewards rate
6%-2%
Welcome Bonus
$200
Apply Now →on Bank of America's website
Regular APR:17.49%-27.49% Variable APR

  • 6%Cash back in the category of your choice for the first year
  • 2%Cash back at grocery stores and wholesale clubs
  • 1%Cash back on all other purchases

Welcome Bonus:

Earn a $200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of account opening.

Reward Rate:

Earn 6% cash back in the category of your choice for the first year, plus 2% cash back at grocery stores and wholesale clubs.

APR:

17.49%-27.49% Variable APR

What sets the Bank of America® Customized Cash Rewards card apart is its flexibility to choose a cash back category, allowing students to tailor their rewards to their spending habits, making it a strong contender for maximizing cash back.

Pros:

  • High cash back in a chosen category
  • No annual fee

Cons:

  • Limited to first year for 6% cash back
  • Requires $1,000 spend for bonus
Apply now →

The Bank of America® Customized Cash Rewards for Students card is well-suited for students who are looking to earn cash back on their everyday purchases, particularly those who appreciate the flexibility of choosing their reward categories. With no annual fee and a solid welcome bonus, it offers an appealing option for those new to credit or seeking to optimize their spending.

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