Amazon's Prime Visa 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Amazon's Prime Visa4.8/5

Chase

Annual fee
$0
Rewards rate
5%-1%
Welcome Bonus
$150
Apply Now →on Chase's website
Regular APR:18.24%-28.49% Variable APR

  • 5%Cash back at Amazon.com, Amazon Fresh, Whole Foods Market, and Chase Travel purchases
  • 2%Cash back at gas stations, restaurants, and local transit
  • 1%Cash back on all other purchases

Welcome Bonus:

New applicants for the Amazon Prime Visa typically receive a $150 Amazon Gift Card instantly upon approval.

Reward Rate:

Earn unlimited 5% cash back at Amazon.com, Amazon Fresh, Whole Foods Market, and Chase Travel purchases with an eligible Prime membership.

APR:

18.24%-28.49% Variable APR

The Amazon Prime Visa stands out as the top choice because it offers an impressive 5% cash back on Amazon and Whole Foods purchases, making it ideal for frequent Amazon shoppers. With no annual fee and a straightforward rewards structure, it provides excellent value for those who already have a Prime membership.

Pros:

  • High cash back on Amazon purchases
  • No annual fee

Cons:

  • Requires Amazon Prime membership
  • Limited to specific categories for higher rewards
Apply now →

The Amazon Prime Visa card is particularly suitable for individuals who frequently shop on Amazon or at Whole Foods, as its 5% cash back on these purchases can lead to significant savings. With no annual fee and a straightforward rewards system, it offers good value for those who already hold an Amazon Prime membership.

Frequently Asked Questions

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