Amazon Prime Visa 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Amazon Prime Visa4.8/5

Chase

Annual fee
$0
Rewards rate
5%-1%
Welcome Bonus
$250
Apply Now →on Chase's website
Regular APR:18.74%-28.24% Variable APR

  • 5%Cash back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases
  • 2%Cash back on gas, restaurants, and transit
  • 1%Cash back on all other purchases

Welcome Bonus:

Earn a $250 Amazon Gift Card instantly upon approval with an active Amazon Prime membership.

Reward Rate:

Earn 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership.

APR:

18.74%-28.24% Variable APR

The Amazon Prime Visa stands out as the top choice because it offers exceptional cash back rewards for Amazon shoppers, making it ideal for frequent users of the platform. With a generous welcome bonus and no annual fee, it provides significant value for those who already have an Amazon Prime membership.

Pros:

  • High rewards on Amazon purchases
  • No annual fee

Cons:

  • Requires Amazon Prime membership
  • Variable APR can be high
Apply now →

The Amazon Prime Visa card is well-suited for individuals who frequently shop on Amazon and have an active Prime membership, as it offers a competitive rewards structure with 5% cash back on Amazon purchases. Additionally, the absence of an annual fee and the appealing welcome bonus make it an attractive option for those looking to maximize their rewards on everyday spending.

Frequently Asked Questions