Amazon Prime Store Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Amazon Prime Store Card4.6/5

Amazon

Annual fee
$0
Rewards rate
5%-2%
Welcome Bonus
$150
Apply Now →on Amazon's website
Regular APR:29.49% Variable APR

  • 5%Cash back on Amazon.com and Whole Foods Market
  • 2%Cash back on select purchases

Welcome Bonus:

The Prime Visa card currently offers a $150 Amazon Gift Card sign-up bonus upon approval for eligible new cardholders.

Reward Rate:

Earn unlimited 5% back on Amazon.com, Amazon Fresh, Whole Foods Market, and Chase Travel purchases.

APR:

29.49% Variable APR

What sets the Amazon Prime Store Card apart is its generous 5% cash back on all Amazon purchases, making it a must-have for frequent Amazon shoppers. The welcome bonus of a $150 gift card further enhances its value, providing immediate rewards upon approval.

Pros:

  • High cash back on Amazon purchases
  • No annual fee

Cons:

  • Requires Amazon Prime membership
  • High APR
Apply now →

The Amazon Prime Store Card is particularly suitable for avid Amazon shoppers who can take advantage of the 5% cash back on eligible purchases, as well as the $150 welcome bonus. However, individuals who do not frequently shop on Amazon or who prefer a more versatile rewards program may find this card less beneficial.

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