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If you're wondering whether Walmart takes Apple Pay, the short answer is no - Walmart does not accept Apple Pay in its stores or for online purchases. Instead, Walmart offers its own digital payment solution called Walmart Pay, along with several other payment methods.
Does Walmart Take Apple Pay? Complete Guide to Payment Methods [2024]
Let's explore all your payment options at Walmart and find the most convenient way for you to shop while maximizing your savings.
Why Doesn't Walmart Accept Apple Pay?
Walmart chooses not to accept Apple Pay primarily because they have invested in their own mobile payment system, Walmart Pay. This strategic decision allows Walmart to:
- Keep transaction fees lower
- Gather valuable customer shopping data
- Integrate their payment system with their rewards program
- Maintain control over the customer experience
Payment Methods Accepted at Walmart
1. Walmart Pay
Walmart's proprietary mobile payment system lets you pay securely using your smartphone. Simply download the Walmart app, add your payment method, and scan the QR code at checkout. You can link credit cards, debit cards, gift cards, and even EBT cards to Walmart Pay.
2. Walmart Credit Cards
The Capital One Walmart Rewards Card offers 5% cash back on Walmart.com purchases and 2% back on in-store purchases. You can earn additional rewards when using it for gas, restaurants, and travel.
3. Walmart MoneyCard
This prepaid debit card offers cash back rewards and can be a good option for those who want to avoid traditional banking fees. Earn up to 3% cash back at Walmart.com and 2% at Walmart fuel stations.
Other accepted payment methods include:
- Credit cards (Visa, Mastercard, American Express, Discover)
- Debit cards
- Cash
- Personal checks
- EBT cards
- Gift cards
- PayPal (online only)
Money-Saving Tips for Walmart Shopping
While you can't use Apple Pay, there are several ways to save money at Walmart:
- Use the Walmart Rewards program to earn cash back
- Download the Walmart app for exclusive deals
- Check our guide on best cashback apps that work at Walmart
- Consider using free gift cards to save on your purchases
Frequently Asked Questions About Walmart Payment Methods
Can I use Apple Pay at Walmart?
No, Walmart does not accept Apple Pay in stores or online. Instead, they offer their own mobile payment system called Walmart Pay, which can be used through the Walmart app.
What digital payment methods does Walmart accept?
Walmart accepts Walmart Pay, PayPal (online only), major credit and debit cards through their chip readers, and contactless cards. They do not accept Apple Pay, Google Pay, or Samsung Pay.
Is Walmart Pay safe to use?
Yes, Walmart Pay is safe to use. It encrypts your payment information and requires you to set up a PIN or use biometric authentication (fingerprint or face recognition) for each transaction. Your card information is not stored on your phone but securely in your Walmart account.
