Prime Visa 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Prime Visa4.0/5

Chase

Annual fee
$0
Rewards rate
5%-1%
Welcome Bonus
$150
Apply Now →on Chase's website
Regular APR:18.74%-27.49% Variable APR

  • 5%Cash back at Amazon.com, Amazon Fresh, and Whole Foods Market
  • 2%Cash back at gas stations
  • 1%Cash back on all other purchases

Welcome Bonus:

Earn a $150 Amazon Gift Card instantly loaded into your account upon approval.

Reward Rate:

Earn 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases, 2% back at gas stations, and 1% on all other purchases.

APR:

18.74%-27.49% Variable APR

Unlike other options, the Prime Visa offers exceptional rewards for Amazon shoppers, making it a top choice for those who frequently shop on Amazon and want to maximize their cash back.

Pros:

  • No annual fee
  • High rewards on Amazon purchases

Cons:

  • Requires Amazon Prime membership
  • Limited to Amazon and select categories
Apply now →

The Prime Visa from Chase is particularly well-suited for avid Amazon shoppers, offering a compelling rewards structure that can significantly enhance cash back on purchases made through the platform. With no annual fee and a welcome bonus, this card may appeal to those seeking to optimize their spending within the Amazon ecosystem while enjoying additional rewards on everyday purchases.

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