One Key+ Card from Wells Fargo 2026 Review

Annual fee
$99
Rewards rate
3%-1.5%
Welcome Bonus
$350 in OneKeyCash
Apply Now →on Wells Fargo's website
Regular APR:18.49%-28.49% Variable APR

  • 3%OneKeyCash on Expedia, Hotels.com, and Vrbo
  • 3%OneKeyCash at gas stations, grocery stores, and dining
  • 1.5%OneKeyCash on all other purchases

Welcome Bonus:

Earn $350 in OneKeyCash after spending $3,000 on purchases in the first 3 months.

Reward Rate:

Earn 3% in OneKeyCash on Expedia, Hotels.com, and Vrbo; 3% at gas stations, grocery stores, and dining; 1.5% on other purchases.

APR:

18.49%-28.49% Variable APR

The standout feature of the One Key+ Card from Wells Fargo is its focus on travel rewards, offering 3% back on bookings made through Expedia, Hotels.com, and Vrbo. This card is ideal for frequent travelers who want to earn rewards specifically for their travel expenses.

Pros:

  • Good rewards on travel bookings
  • Automatic elite status in Expedia’s loyalty program

Cons:

  • Limited redemption options
  • Annual fee
Apply now →

The One Key+ Card from Wells Fargo is particularly suitable for frequent travelers who prioritize earning travel rewards, especially with a 3% return on bookings through select travel platforms. However, those who do not travel often may find the annual fee and rewards structure less beneficial for their spending habits.

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