Citi Double Cash® Card 2026 Review

Annual fee
$0
Rewards rate
2%-1%
Welcome Bonus
$200
Apply Now →on Citi's website
Regular APR:17.49%-27.49% Variable APR

  • 2%Cash back on all purchases
  • 1%Cash back when you pay your statement

Welcome Bonus:

The Citi Double Cash® Card offers a welcome bonus of $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening.

Reward Rate:

The Citi Double Cash® Card offers a flat 2% cash back on all purchases (1% when you buy, and 1% when you pay your statement).

APR:

17.49%-27.49% Variable APR

The Citi Double Cash® Card shines for its simplicity, offering a flat 2% cash back on all purchases without the hassle of rotating categories or limits, making it a great choice for those who want consistent rewards on every dollar spent.

Pros:

  • No annual fee
  • Flat-rate cash back

Cons:

  • Requires higher spending for bonus
  • No bonus categories
Apply now →

The Citi Double Cash® Card is well-suited for individuals seeking a straightforward rewards structure with no annual fee, offering 2% cash back on all purchases. Its appeal lies in its simplicity, making it an ideal choice for those who prefer consistent rewards without the need to manage category changes or limits.

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