- 5%Cash back on top eligible spending category
- 1%Cash back on all other purchases
New cardholders can earn a $200 cash back bonus after spending $1,500 on purchases within the first 6 months of account opening.
Earn 5% cash back on your top eligible spending category each billing cycle (up to $500 spent), then 1% on all other purchases.
17.49%-27.49% Variable APR
The Citi Custom Cash® Card shines for its flexibility, automatically awarding 5% cash back on your top spending category each billing cycle. This unique feature, combined with no annual fee and a solid welcome bonus, makes it an appealing choice for those looking to maximize their cash back rewards.
Pros:
- No annual fee
- Flexible cash back categories
Cons:
- Spending cap on higher rewards
- Requires good credit
The Citi Custom Cash® Card is particularly suitable for individuals who want a straightforward rewards structure without an annual fee, especially those who frequently spend in varying categories and can benefit from the 5% cash back on their highest spending category each month. This card is ideal for consumers seeking flexibility in earning rewards while also enjoying a welcome bonus.