Chase Sapphire Preferred® Card 2026 Review

Annual fee
$95
Rewards rate
5%-2%
Welcome Bonus
75,000 points
Apply Now →on Chase's website
Regular APR:19.24%-27.49% Variable APR

  • 5%Points on travel purchased through Chase
  • 3%Points on dining
  • 2%Points on travel

Welcome Bonus:

Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

Reward Rate:

Earn 5x points on travel purchased through Chase, 3x points on dining, and 2x on travel.

APR:

19.24%-27.49% Variable APR

The standout feature of the Chase Sapphire Preferred is its robust rewards program tailored for travelers, making it an excellent starter card for those looking to earn points on travel and dining. Its low annual fee combined with a generous welcome bonus makes it a compelling choice.

Pros:

  • Low annual fee
  • Strong travel rewards

Cons:

  • Lower rewards on non-travel categories
  • Limited bonus categories
Apply now →

The Chase Sapphire Preferred® Card is well-suited for individuals who frequently travel and dine out, offering a competitive rewards program with a reasonable annual fee. Its substantial welcome bonus further enhances its appeal, making it a strong option for those starting to build their travel rewards portfolio.

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