- 5%Cash back on hotels and rental cars booked through Capital One Travel
- 1.5%Cash back on all other purchases
New cardholders can earn a $200 cash back bonus after spending $500 on purchases within the first 3 months of account opening.
The Capital One Quicksilver Cash Rewards Credit Card offers unlimited 1.5% cash back on all purchases, plus 5% back on hotels and rental cars booked through Capital One Travel.
28.99% Variable APR
What sets the Capital One QuicksilverOne apart is its straightforward cash back structure, allowing cardholders to earn unlimited 1.5% cash back on every purchase. This makes it an excellent option for those who prefer simplicity without the hassle of tracking rotating categories.
Pros:
- Unlimited 1.5% cash back on all purchases
- No rotating categories
Cons:
- Annual fee
- Higher APR
The Capital One QuicksilverOne Cash Rewards Credit Card is well-suited for individuals seeking a straightforward cash back option with unlimited rewards on all purchases, making it particularly appealing to those who value ease of use over complex reward structures. However, the annual fee of $39 may be a consideration for potential applicants, particularly if their spending does not align with the rewards earned.